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My Mortgage Blog — Latest Posts
Building and Maintaining Credit
Credit is a huge factor to get approved and if you will qualify for the best rates available. When it comes down to it, it doesn’t matter how good your income is and how much you have for a down...
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Income Confirmation
Income can be a touchy subject when talking to both a perspective buyer and then taking that information to look at what is an actual provable number. There are specific criteria that a lender is...
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Reduce your holiday debt
Happy New Year! As we enter this new decade, do you have some spending regret? You promised to stick to a budget; you promised to scale down and have an old-school, back-to-basics, holiday. But some...
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Down Payment
Today I’m going to take some time to explain down payment for a new home purchase. There are three main sources of down payment for home buyers (and a small handful of alternative sources). These 3...
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